Website Terms and Conditions Statement

These terms set the rules for use of our platform. By accessing or engaging with our materials, users agree to these conditions.

October 10, 2025

Acceptance of Terms

Using our platform means you agree to abide by all site rules and policies, including privacy and cookie notices. If you do not accept, please discontinue use.

Definitions

Key terms in these terms and conditions include:

• Platform: This website, digital content, and related materials provided by our team.
• User: Anyone who accesses or interacts with our site or services in any way.
• Content: Written, visual, downloadable, or other materials published here.
• Service: Advice, recommendations, or consultations available through the platform.

Service Usage

The site is intended for general information about financial skills and planning. It does not offer individualised investment or legal recommendations.

Eligibility

Users must be at least 18 years old and residents of Australia, unless otherwise indicated.

Use outside Australia may be restricted.

User Responsibilities

Users agree to use this platform in accordance with all applicable laws and site rules.

• Provide accurate and current information for any contact or feedback form submissions.
• Keep login credentials, if applicable, confidential and secure from third parties.
• Abide by guidelines on respectful and legal communications on the platform.
• Inform us of any misuse or suspected security breach on the website.

Prohibited Uses

Certain activities are expressly not allowed on this platform:

• Engaging in or encouraging illegal, dishonest, or fraudulent behaviour.
• Attempting to compromise site security or user data.
• Impersonating others, including our team or partners.
• Uploading or distributing content that is unlawful or harmful.
• Using site content for commercial gain without permission.

Intellectual Property Rights

All content—including text, images, layout, and graphics—remains the intellectual property of the brand or its licensors. Unauthorised copying, use, or redistribution is strictly prohibited without explicit consent.

User Content

User-generated materials (comments, submissions) must comply with all site rules and remain non-confidential and non-proprietary unless otherwise stated.

Privacy and Data Handling

We manage data per our Privacy Policy and applicable Australian law. Details on collection and use are available on our Privacy Policy page. Read privacy policy

Website Disclaimer Statement

All information offered is general and is not personalised legal, financial, or other advice. Use discretion when interpreting resources and seek professional consultation if needed.

Limitation of Liability Statement

We accept no liability for loss, damage, or claims arising from reliance on site content under any circumstances.

Indemnification

Users agree to protect and compensate our brand from claims or losses resulting from misuse of the platform.

Dispute Resolution Methods

Any disagreements may be resolved informally or by arbitration under local law.

Applicable Law in Australia

Our operations follow Australian law; users agree to resolve matters under these laws.

Termination

We may suspend or end access for breaches of these conditions. Provisions survive termination.

Modifications

Changes to terms may be made at any time. Please review this page to stay updated.

Severability

If a provision is invalid, all other elements remain in full effect.

Entire Agreement Statement

These terms represent the full understanding between users and platform regarding site operation.

Contact Information for Terms

For questions about these site terms, please reach out via post, email, or phone.